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A chequing account is an essential tool for managing your day-to-day finances in Canada. It’s where you can deposit your income, pay bills, and access your money easily using a debit card or online banking. At Stride, our New to Canada chequing account is designed to help you settle in with features like no monthly fees for your first year. Learn more about the New to Canada Account here.

Looking for more options? Explore our full range of chequing accounts to find one that fits your needs here. 

A savings account is perfect for setting money aside for future needs. In Canada, savings accounts earn interest, helping your money grow while staying easily accessible. Use it to save for your goals, whether big or small.

Stride Credit Union offers flexible savings solutions with competitive interest rates and no hidden fees. Whether you're building a financial cushion or saving for something special, we’re here to help you reach your goals.

Ready to start saving? Learn more about our savings accounts. 

Digital banking in Canada lets you access your account anytime, anywhere. With Stride’s online and mobile banking, you can check balances, pay bills, send e-transfers, and manage your finances with ease, no matter where you are!

An Interac e-Transfer is a convenient and secure way to send or receive money in Canada without needing to exchange cash or write a cheque. This service allows you to transfer funds directly from your bank account to someone else's using just their email address or mobile phone number. With Interac e-Transfer, you can split bills, pay friends or family, or transfer money for purchases—all without sharing sensitive account information. It’s fast, reliable, and widely accepted across Canada, making it a popular choice for everyday transactions.

At Stride, we make e-Transfers easy to use with our secure digital banking platform. You can send or receive funds in just a few clicks, anytime and anywhere.

• Wire Transfers: Visit any Stride branch to securely send money anywhere in the world. Perfect for larger or more complex transfers, this service ensures your funds reach their destination reliably.
• International Transfers: Need a quick and low-cost option? Use your online banking to send up to $25,000 overseas. This easy-to-use feature is ideal for managing smaller or more frequent international payments.

Establishing credit is an essential step to achieving financial success in Canada. Your credit history impacts your ability to rent a home, apply for loans, or purchase a vehicle. By using credit responsibly, you can build a strong financial foundation that opens doors to future opportunities.

Stride Credit Union is here to support your credit-building journey. Our New to Canada credit card is designed with benefits to help newcomers transition smoothly to life in Canada. As a special offer, you’ll receive a one-time $50 statement credit when your application is approved and activated. 

With the right tools and guidance, we’ll help you take the first steps toward building a secure financial future in your new home.

Learn more about our credit cards.

Direct deposit is a simple and secure way to receive payments directly into your bank account, eliminating the need for cheques or cash. It’s commonly used in Canada for things like paychecks, government benefits, or tax refunds.

Why Use Direct Deposit?

• Convenience: No need to visit the bank to deposit a cheque.
• Speed: Funds are available immediately on the deposit date.
• Security: No risk of lost or stolen cheques.
• Flexibility: Direct deposits can also help you set up automatic payments for recurring expenses, like utility bills, rent, or subscriptions. Once payments are linked to your account, they’ll be processed automatically, ensuring you never miss a due date.

Direct deposit is especially useful for newcomers to Canada as it simplifies financial management and ensures timely access to your funds. At Stride, we make setting up direct deposit and automatic payments easy and hassle-free.

Buying your first home is an exciting milestone, and we’re here to help make it a reality. Stride Credit Union offers the First Home Savings Account (FHSA), a registered plan designed to help you save for your first home tax-free.

How Does It Work?

• Save Tax-Free: Contributions are tax-deductible, and when you make a qualifying withdrawal for a home purchase, it’s not taxable.
• Eligibility: You must be a Canadian resident, 18 years or older, and a first-time home buyer.
• Generous Limits: Save up to $8,000 annually, with a lifetime contribution limit of $40,000. Unused portions of your annual limit can be carried forward to future years.
• Flexible Timeframe: Keep the account open for up to 15 years or until the year you turn 71, whichever comes first.

An FHSA is an excellent tool for newcomers to Canada, offering a secure and tax-efficient way to save for your first home while you build your life here. Whether you’re dreaming of a cozy condo or a family home, Stride is here to support you every step of the way.

Learn more about our First Home Savings Accounts.